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DERIVATIVES · PREDICTED VS SETTLED

Predicted vs Settled Funding: Units and Time Windows That Change the Result

A predicted funding rate is an estimate that changes until settlement; a settled rate is fixed. Mixing them in one series produces false trends.

By ChartsPod Editorial Team · Reviewed by ChartsPod Research
Published · Updated · 5 min read

Short answer

Before settlement, venues show a current or predicted rate (Binance's premiumIndex reports lastFundingRate and nextFundingTime); after settlement, the funding history records the rate with its fundingTime. Predicted values drift with the premium through the interval. For analysis, use settled rates keyed by fundingTime; for live monitoring, record predicted values with read times and label them. Never average the two together.

Two series

SeriesTime keyUse
SettledfundingTimeHistory, cost
PredictedRead time + nextFundingTimeLive monitoring
Mixed—Avoid
One interval (illustrative)One interval (illustrative): 00:30: Predicted 0.031%; 04:00: Predicted 0.018%; 07:50: Predicted 0.012%; 08:00: Settled 0.011%.00:30Predicted 0.031%04:00Predicted 0.018%07:50Predicted 0.012%08:00Settled 0.011%
Predicted drifted toward settlement. Original ChartsPod editorial graphic.

Price context

Funding hygieneFunding hygiene: Label predicted vs settled; Settled keyed by fundingTime; Predicted with read time; Same interval; Don't average mixed.FUNDING HYGIENELabel predicted vs settledSettled keyed by fundingTimePredicted with read timeSame intervalDon't average mixed
Two series, two purposes. Original ChartsPod editorial graphic.

Using it

Related: AI Crypto Funding Analysis: How to Check Timestamps Before Trusting the Answer, Binance Funding History: Event Time vs Retrieval Time.

Check predicted vs settled beside price in ChartsPod.

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Never average the two together.

Check Predicted vs Settled Funding against a live market before relying on it.

Try it in ChartsPod

Questions readers ask

What's the difference between predicted and settled funding?

Predicted changes until settlement; settled is fixed.

Which should I use for history?

Settled.

Can I average them?

No.

Sources and methodology

Definitions follow Binance's USD-M market data documentation, Hyperliquid's funding documentation, TradingView's open-interest guide and Bybit's liquidation rules, read 17 October 2026. Examples are illustrative, not recorded market data.

  1. Binance USD-M: Get Funding Rate History — fundingTime per settlement.
  2. Binance: USD-M Futures market data API — trades, depth, funding and open interest.
  3. ChartsPod: product overview, pricing and FAQ — free terminal, venues, modules, no order placement; checked 17 Oct 2026.

This article explains research tools and workflows. It is not financial advice, does not recommend buying or selling any asset and does not predict prices. Crypto derivatives carry a risk of rapid and total loss of margin.

CHARTSPOD EDITORIAL EDITION · RESEARCH AND EDUCATION ONLY · NOT FINANCIAL ADVICE.